Can I Buy a Car with a Low Credit Score?

Have you ever wondered if you have the proper credit rating to purchase a car? You would be surprised to know how many people are in your shoes.

At PA Credit King, our primary focus is to guarantee credit approvals. We understand that each person’s life circumstances are unique, and we work hard to help you secure the right loan, regardless of your credit history.

We also carry a comprehensive selection of new Volkswagen vehicles and a large inventory of used and certified pre-owned cars in Harrisburg, PA.

Visit us online to browse for your favorite model and to fill out our finance application. A great line-up of vehicles and an array of loan options make PA Credit King the best place to purchase and finance your next vehicle.

Can I buy a Car with a Low Credit Score?

Whether you are in the market for a pre-owned compact sedan, a 3-row luxury SUV, or a pick-up truck, at PA Credit King, we have you covered.

In addition to our impressive selection of used vehicles in Harrisburg, PA, we help our customers secure a financing solution that suits their requirements, regardless of their current credit score.

There are many reasons for having a low credit score. For example, first-time buyers don’t have much financing history. Our team of experts here at PA Credit King will help you navigate the application process, even if you have a bad or short credit history.

How to Get Pre-Approved for a Car Loan

Using our online calculator and determining the monthly payment that best fits your requirements is a great place to start. Our calculator lets you check different scenarios with variants, such as possible down payment amounts, interest rates, and loan terms.

Online CalculatorOnce you have found a payment plan that is affordable and works for you, fill out our online financing application. We ask you to provide information such as your current employment status, income, whether you rent or own a home, and the type of vehicle you would like to purchase.

At PA Credit King, our finance experts have built relationships with many lenders, and we guarantee to pre-approve your application, even with bad or no credit history. In fact, PA Credit King is possibly the only dealership around Harrisburg, PA, that offers car loans regardless of your credit score. We value our customers’ patronage and want to help everyone get behind their next set of wheels.

Apply for Financing Today

No matter if you have an excellent credit history, no score, or simply bad credit, we are here to help you purchase your next vehicle at PA Credit King.

Visit us online to browse our extensive inventory of used cars, SUVs, and trucks. Use our calculator to determine your budget and payments and apply to get pre-approved for financing.

Apply for FinancingOur experts are ready to answer your questions and guide you through finding and buying your next car.